Welcome To The MN Bankruptcy Blog

Inside you will find over 300 helpful articles discussing the Bankruptcy Process, Debt Consolidation options and other solutions for difficult financial situations.

You can search for specific topics or just click around. If you can't find what you're looking for here or in our FAQs please Send Us A Message

Everything You Need To Know About Filing Bankruptcy As A Sole Proprietor

Posted by Erick Bohm on February 24

Operating as a Sole Proprietor can be exciting and stressful at the same time. One of the biggest reasons it can be stressful is because you are personally liable for what happens. Unlike having an LLC, corporation, or partnership, you are personally on the hook for anything that happens. When debts become due, creditors can come after you directly to collect.

Read More

What to Expect From Our MN Bankruptcy Attorneys in Brainerd

Posted by Erick Bohm on February 23

No matter which of our eight Law Firms you decide to visit, we guarantee you receive the most professional and polite treatment around. As we have said for many years: we don’t judge you, we help you get your life back. This is much more than a tagline. We truly believe in helping you get your life back. Let’s unpack what exactly “we help you get your life back” means.

Read More

How To Know If You Qualify For Chapter 7 or 13 Bankruptcy

Posted by Wesley Scott on February 22

At Kain & Scott, we get this question a lot. Do I qualify for Chapter 7 or 13 bankruptcy? Financial problems come in different sizes and varieties. Generally speaking if you are looking at a bankruptcy website, then bankruptcy is something you should consider. Why do I say this? Because you are obviously struggling with some debt or you would not be searching for solutions right?

Read More

2 Steps Your Eagan MN Bankruptcy Lawyers Will Take And The 1 Result

Posted by Wesley Scott on February 21

I know how to dance, but I don’t think I have ever learned how to 2 step- have you? Forget dancing for now, if you are up to your eyeballs in debt, you want simple solutions. No bullshit, no big talk, give it to me straight....how can I get my life back? At Kain & Scott our Eagan MN Bankruptcy Lawyers understand that. Dealing with overwhelming debt is crushing on your mental and physical spirit. Most of our guests have been dealing with overwhelming debt for years. If you live in Eagan and you are saddled with overwhelming debt, there is hope because we have developed a process of getting your life back that is comforting to our guests. Our promise to our guests is timeless.

Read More

3 Reasons Why The Sooner You Talk To A Minneapolis Bankruptcy Lawyer the Better

Posted by Wesley Scott on February 20

Nobody wants to file for bankruptcy. This is no secret, but for many people in Minneapolis each year it is their only hope for debt relief. At Kain & Scott when most of our clients come to visit us they’ve been struggling with the repercussions of an overwhelming debt problem for a very long time. Far too often this struggle could have been avoided if they would have met with our Minneapolis Bankruptcy Lawyers a lot sooner. Our Lawyers can help you avoid a variety of debt related problems. Here’s how:

Read More

Why Minnesotans Hire Our Bankruptcy Lawyers in Roseville MN

Posted by Margaret Henehan on February 18

Minnesota is truly unique in many ways! We are at the forefront of technology in many industries including science and medicine yet still rich in agriculture across many small rural communities.  In simpler times our communities were comprised of essential service providers and civil offices. Then we grew, prospered and began to expand. With that came opportunity and competition.

Read More
Free Bankruptcy Consultation

3 Ways Our Minneapolis Bankruptcy Lawyers Help You Get Your Life Back

Posted by Margaret Henehan on February 17

Overwhelming debt can have a serious impact on many aspects of our lives. The longer we continue to struggle with it, the more of a negative effect they can have on us. The stress alone can place serious strain on our health and well-being but it doesn’t need to be this way. Bankruptcy is an amazing financial tool which can greatly improve the lives of those struggling to stay on top of their bills. In this blog I’m going to discuss three of the most significant ways in which our Minneapolis Bankruptcy Lawyers can help you take back control of your lives and your finances. Let’s begin.

Read More

The Only Eagan MN Bankruptcy Lawyers You Should Hire

Posted by Wesley Scott on February 16

When I feel down and out, I want someone on my side, going to bat for me, picking up the slack for me, because in the moment, I feel weak, and low energy. When you suffer from overwhelming debt, the last thing you need is an Eagan MN Bankruptcy Lawyer that is stuffy, mean, and makes you do most of the work. Have you ever talked to someone and you know they are speaking to you in a condescending tone? I don’t like it- at all!

Read More


Posted by Wesley Scott on February 15

The world is noisy isn’t it? I think it is. It seems like so much of life is fleeting and superficial. I am not trying to drowned you in despair- at all. Heck, I think the quiet moments in life, those moments when you lean back and reflect on life’s events are the real crown jewels. At 47 years of age, I can tell you that the one thing I have learned about life is how humbling it really all is.

Read More
Download Our Free Debt Solutions Comparison Chart

Where Does Bankruptcy Come From - Part 4

Posted by William Kain on February 14

Last week, I wrote about the Bankruptcy Act of 1898 - the first “permanent” bankruptcy law in the United States. The 1898 law came about as Congress’s reaction to the financial panic of 1893. There had not been a national bankruptcy law since 1873 when the 1867 law, like the two previous attempts at federal bankruptcy law, was repealed. The abuses of the previous bankruptcy laws had hardened political opposition to a federal bankruptcy system. However, by 1898, creditors were experiencing extreme difficulty in collecting even a portion of debts owed to them in some states, due to those states’s debtor-creditor laws.

Read More

A Few Things You Should Stop Doing If You’re Filing Bankruptcy

Posted by Erick Bohm on February 13

Now that you’ve decided to file bankruptcy, there are a few things you want to make sure you stop doing. You need to stop using credit cards, stop paying off certain debts, and stop transferring property. This is not an exhaustive list, of course, but when in doubt, discuss any concerns you have with your MN Bankruptcy Attorney.

Read More

How Much Does It Cost To File Bankruptcy With A Lawyer In Minneapolis?

Posted by Wesley Scott on February 11

You have decided to file bankruptcy in Minneapolis but you wonder what the cost of filing bankruptcy is right? That is a legitimate question and one we freely talk about with guests over the phone. If you call us, we are happy to tell you the charges. Many law firms refuse to give you the price over the phone. Why? Because they want to entice you into coming into the office first. We don’t do that to our guests.

Read More

Consequences of Concealing Property When Filing Bankruptcy

Posted by Erick Bohm on February 10

Honesty between you and your attorney is paramount when disclosing information about your estate. As Dr. Kent M. Keith says in his book Anyway: Paradoxical Commandments for Christians, “Honesty and frankness make you vulnerable. Be honest and frank anyways”.

Read More

Filing for Bankruptcy - Minnesota Specifics

Posted by William Kain on February 9

Bankruptcy is a federal procedure so the process in every state will be nearly identical. Each state, however, has specific laws for bankruptcy practices in their own state.

Read More

The Law is On Your Side - You Can Stop Creditor Harassment

Posted by William Kain on February 8

*This article includes some Minnesota specific regulations and guidelines in addition to the federal Fair Debt Collection Practices Act.

Read More