HOW STUDENT LOANS INTERSECT WITH CHAPTER 7 BANKRUPTCY: DON’T HOLD YOUR BREATH
Section 523(a)(8) of the Bankruptcy Code makes student loan debt non-dischargeable unless debtor...
Section 523(a)(8) of the Bankruptcy Code makes student loan debt non-dischargeable unless debtor...
Bankruptcy is full of nuances and terms you may not hear every day. This blog will explore common...
Divorce and a bankruptcy tend to go hand and hand. Often the question comes up, what should come...
We get this phone call often. The person on the other end of the call is a former client of...
When you file bankruptcy, the debt you have incurred prior to filing, can be included in your...
If you are thinking about filing a Chapter 7 Bankruptcy in Minneapolis, MN, you need to watch out...
When you first speak to an attorney about filing bankruptcy and throughout your case, you may hear...
Court filing saysHoglund Law engaged in massive interstate advertising and marketing fraud spanning...
Appearing on your behalf may sound appealing to some due to not paying attorney fees, but the...
I often refer to a Chapter 13 Bankruptcy as a government-sponsored debt consolidation plan with...
You may hear a creditor of yours is secured or has a security interest and wonder what this means....
Avoidance actions are claims to avoid a transfer of property by the debtor that was made voidable...
Amendments are an official adjustment, addition, or subtraction of information in your bankruptcy...
Court filing says Hoglund Law engaged in massive interstate advertising and marketing fraud...
When filing a bankruptcy petition, the debtor is required to value of all of their assets. The...
When the news hit about a new truncated process to determine if student loans are dischargeable in...
A claim in bankruptcy is a claim of money owed to a creditor, filed by or for a creditor. Proof of...
In 2021, LifeBack Law Firm decided to change who we were to Minnesotans needing a safe refuge to...
For questions or concerns about information on the petition, the debtor will be required to supply...
When you file bankruptcy, your creditors receive notice that you filed and are given the timeline...
A court filing in Hennepin County, MN on September 26, 2023 (court file no. 27-CV-23-12137), claims...
Bankruptcy is full of fun and interesting facts. This blog will explore a few.
A court filing in Hennepin County, MN on September 26, 2023 (court file no. 27-CV-23-12137), claims...
If your case is selected for audit, the U.S. Trustee will select an audit firm to conduct the...
Every single human who ever lived on this planet or who is living on the planet now has felt the...
When you file bankruptcy you discharge your liability on unsecured debts (with some exclusions, for...
The fear of filing bankruptcy in Minneapolis, MN is real. The level of courage it takes to overcome...
There are quite a few parties to a bankruptcy case. If you are thinking about filing or in an...
A debtor who completes his payments under a Chapter 13 plan is entitled to a discharge of the debt...
The median income for your household size is used in bankruptcy to determine whether you qualify...
The State of Minnesota does offer a property tax refund. The Tax Refund Act provides three types of...
A court filing in Hennepin County, MN on September 26, 2023 (court file no. 27-CV-23-12137), claims...
When you are filing for bankruptcy or in any financial predicament, you don’t want to pay for a...
I often counsel clients about whether they should file Chapter 7 and 13 Bankruptcy. In the course...
When filing bankruptcy the debtor is required to file a bankruptcy petition. The petition includes...
If you are in bankruptcy or not, who doesn’t love a good, easy, cheap meal that will feed the whole...
A court filing in Hennepin County, MN on September 26, 2023 (court file no. 27-CV-23-12137), claims...
Side gigs are booming. With delivery, Etsy shops, and various other apps having a side gig is...
Inflation is hitting everyone hard right now. From utilities to groceries, it seems the cost of...
When filing a bankruptcy petition the debtor must file a financial statement which includes a...
We get this question often. Can this be denied? If we are talking strictly in terms of percentages,...
A conversion is when you convert (or flip) your case from one bankruptcy chapter to another. They...
Recently, a Hennepin County court filing claims Hoglund Law: “Hoglund buried its clients’...
Filing for bankruptcy is available to honest debtors to allow them respite from their creditors....
A court document filed on September 26, 2023 in Hennepin County, Minnesota alleges Hoglund Law,...
An amendment is the official term used, when you change information in your case. There are many...
A pro se filing is where a person has filed a case by themselves, without an attorney. Pro se cases...
Under section 523(a)(6) in the bankruptcy code, "any debt . . . for willful and malicious injury by...
If you have asked around about bankruptcy, you may have heard horror stories, where so-and-so’s...
Starting the bankruptcy process can seem like a lonely time. It can be defeating to feel like you...
Whether you are receiving a gift or have given a gift prior to filing bankruptcy, keep the...
Most bankruptcy cases go extremely smoothly and you get your bankruptcy discharge without a hitch....
Life is full of ironies. We have met with thousands of Minnesotans who felt embarrassed to file...
Just because you are married, does not mean you automatically need to file a joint bankruptcy with...
If we only had a crystal ball right? If only you could imagine what life would be like after filing...
When considering bankruptcy it is good to know your options as far as case type. There are four...
LifeBack Law Firm has written many blogs on the subject of law firms engaged in geographic fraud...
Even if the studies show that reducing working hours per week is beneficial to both for employers...
Your 341 hearing in a chapter 7 or 13 case, is typically about a month after filing and usually...
It is now 2024, and where is LifeBack Law Firm today? In Jany, 2021, LifeBack Law Firm embarked on...
The need to limit the working hours per week was a necessity, but why was the 40 hour work week...
Filing a bankruptcy case may seem scary at first, but there are many benefits to keep in mind, if...
Getting your life back is a wonderful event. I cannot tell you how many times our clients have...
Just because you are married, does not mean you automatically need to file a joint bankruptcy with...
Suppose you filed a Chapter 7 Bankruptcy in Minneapolis, MN. You have a lot of equity in your home...
Recently, the US Supreme Court handed down two decisions that are morally, ethically, legally, and...
The 40 hour work week was signed into law in 1940 as part of The Fair Labor and Standards Act, but...
Filing Chapter 7 Bankruptcy can be a daunting prospect emotionally for many people. The Chapter 7...
Chapter 13 bankruptcies are three to five years with a monthly payment plan where you restructure...
Reduce, reuse and recycle. We have heard this mantra many times. And the message is clear, continue...
Bankruptcy is a vast area of law with many nuisances and interesting facts.
A Chapter 13 plan must meet the requirements of section 1325(a) to be confirmed. 11 U.S.C. §...
Addiction is a disease and one that should not be treated lightly. At LifeBack Law, we have seen...
Student loans continue to be an issue for many Americans. The pending litigation surrounding the...
The fear of the unknown can cause stress in even the most stress free of us. With bankruptcy...
If you are contemplating filing Chapter 7/13 Bankruptcy your bankruptcy attorney will need you to...
Secured creditors are those creditors with security interest in your collateral. Commonly this is...
As a bankruptcy attorney, this is the most common question we get from concerned clients prior to...
A Chapter 13 bankruptcy is a three-five year repayment plan, whereby the debtor pays in as much as...
Although a bankruptcy discharge will cover a lot of an average consumers’ debt, there are some...
A CMA, or comparative market analysis, is typically done by a licensed real estate professional....
Before filing a bankruptcy case, it is important that you do not incur any debt. There are specific...
Here are two things to avoid when filing Chapter 7 Bankruptcy in Minneapolis, MN. First, do not...
Credit Unions typically have more structured policies regarding what happens after a customer files...
How can you tell if you should file Chapter 7 Bankruptcy? Suppose Al has credit card debt of 20k...
The thought of filing a bankruptcy can be stressful and nerve-racking. Although, sometimes it is...
Recently, we gave a project to three LifeBack Lawyers to detail what a leader at LifeBack Law Firm...
Not all debts in a bankruptcy are treated equally, and some debts can be excepted from the...
Schedule a Free Strategy session on how to resolve a debt problem for good.
Debtors should disclose all assets on the bankruptcy schedules, and failure to do so can result in...
I often reflect on what it would be like for prospects researching which Minnesota bankruptcy law...
The prospect of having to go to court can be intimidating and often deters people from filing for...
I can recall years ago attending a Chapter 7 Bankruptcy hearing. These hearings are like cattle...
An extremely common question in consultations for bankruptcy is whether all credit accounts will...
When you file bankruptcy all of your creditors will be informed of the date, time, and instructions...
You don’t have to reflect on life very long to realize your best plans don’t always work out the...
A client may be judicially estopped from asserting a cause of action not disclosed on the...
A Chapter 13 bankruptcy is a three to five year repayment plan, whereby a debtor pays as much as he...
Filing either a chapter 7 or chapter 13 bankruptcy case is a great option for many Minnesotans who...
Bankruptcy audits can happen randomly or for a specific reason regarding your case. This blog will...
Filing a personal bankruptcy case is a great way for Minnesotans to manage, and eliminate, large...
A Chapter 7 and a Chapter 13 bankruptcy are great ways for individuals to manage debt and pay down...
Bankruptcy is a powerful tool that enables thousands of Minnesotans to deal with, and eliminate,...
Individuals may file for bankruptcy for themselves or jointly with a spouse. Bankruptcy allows for...
The number of dependents a debtor has is significant, as it determines whether the debtor passes...
If you either had real estate transferred to you or you transferred real estate to your ex-spouse...
In a Chapter 13 bankruptcy, a debtor pays as much as he or she can afford each month, in a three to...
In a chapter 13 bankruptcy case, the debtor (the legal term for a person who files for bankruptcy)...
A Chapter 13 bankruptcy is a great tool to resolve debt issues. In a Chapter 13 bankruptcy, an...
A person who files a chapter 13 bankruptcy case is required to pay as much as they can afford...
Filing for chapter 7 bankruptcy is a great option for many Minnesotans who are struggling to manage...
When a person files a chapter 7 or chapter 13 bankruptcy case, they are asking the bankruptcy court...
When you file bankruptcy you are listing under penalty of perjury you have included all of your...
A Chapter 13 bankruptcy allows a debtor to cure mortgage arrears in a three-five year repayment...
Lack of disclosure in a bankruptcy filing can negatively impact a debtor. Clients will often...
Congratulations! Your bankruptcy discharge has gone through. The discharge in your bankruptcy is...
The U.S. Supreme Court held that inherited IRAs do not qualify for the section 522(b)(3)(C)...
A general rule of thumb prior to filing bankruptcy is try not to sell, transfer, or get rid of your...
The primary purpose of filing bankruptcy is to award a fresh start to an honest but unfortunate...
When a debtor files a Chapter 13 bankruptcy, they are provided significant financial relief from...
Starting on April 1, 2023, new median income figures will be used to determine whether a debtor...
How do you start the process of choosing the best Minneapolis bankruptcy law firm? This is an...
When you initially file a personal bankruptcy you are filed under a chapter 13 or chapter 7. But...
Generally, Chapter 7 debtors are entitled to a discharge of their pre-petition debts. However, some...
If you are in a chapter 13 bankruptcy case and you have a pending Motion (either Motion for Relief...
This blog will focus on common motions and possible resolutions during your Chapter 13 case....
Lack of disclosure in a bankruptcy filing can negatively impact a debtor. Clients will often...
Section 541(a)(1) of the Bankruptcy Code provides that, at the commencement of a case, the...
There a number of life circumstances that cause people to file bankruptcy in Minnesota. Among these...
Most people have their bank accounts set up with direct deposits, automatic payments, transfers and...
Provided under 26 U.S.C. § 6334, certain property claimed as exempt on the bankruptcy schedules are...
A chapter 13 bankruptcy is a great way for Minnesotans struggling with their finances to manage...
If you are planning on surrendering secured property in your bankruptcy case, it likely has crossed...
Filing for bankruptcy helps thousands of Minnesotans deal with, and eliminate, debt, each year....
Filing a Chapter 13 bankruptcy is a helpful tool to deal with overwhelming debt. A Chapter 13...
Bankruptcy is very often the very best way for an individual to deal with their debts and regain...
Debtors filing for bankruptcy often wonder whether they should keep making payments on furniture...
Unfortunately, I have witnessed the carnage that can occur when someone thinks it is a good idea to...
After a debtor files for bankruptcy, the automatic stay immediately goes into effect; the IRS will...
You got the headline right. If you live in Minneapolis, MN and you are thinking about debt...
A Chapter 13 bankruptcy provides a debtor with a fresh start by allowing the debtor to make monthly...
How do you file a Chapter 7 Bankruptcy in Minneapolis, MN by relaxing? Easy, you reach out to...
If you are a homeowner faced with a sheriff’s sale date, a Chapter 13 bankruptcy can be an avenue...
Whether a person files a chapter 13 or chapter 7 bankruptcy case in Minnesota, they are afforded a...
Filing a chapter 13 bankruptcy is a great way for many Minnesotans to deal with their creditors and...
If you have a retirement loan and are wondering what will happen to it within bankruptcy, you have...
When a person files a chapter 7 bankruptcy case in Minnesota, they can choose what to do with their...
Even if you are not intending to be fraudulent when you transfer property prior to filing for...
Boating could very well be considered the quintessential Minnesota pastime! With 10,000 lakes...
At LifeBack Law we strive to make the process of filing a bankruptcy as stress free as possible....
A Chapter 13 bankruptcy allows a debtor to cure mortgage arrears, keep all nonexempt property...
Over the years, I have seen some brave Minnesotans think it is a good idea to file bankruptcy...
When you take the leap to speak with a bankruptcy attorney, a big weight should be lifted off your...
What is a reaffirmation agreement in bankruptcy? First, it is important to note that a...
Bankruptcy provides a relief to debtors who are facing unsurmountable debt and is an avenue towards...
The prospect of filing Chapter 7 Bankruptcy can be daunting. For those of us with high anxiety, it...
A debtor filing a Chapter 13 bankruptcy may receive income and property tax refunds during their...
You live in Minneapolis, MN and you are contemplating hiring LifeBack Law Firm to file Chapter 7...
A debtor may choose to file a Chapter 7 bankruptcy in order to wipe out their unsecured debt in...
Filing for chapter 7 bankruptcy is a great way for individuals struggling with debt to find...
A Chapter 7 bankruptcy provides debtors with a new and fresh financial start. It is a remedy that...
In a chapter 13 bankruptcy case, a person makes payments towards their debts in a three to five...
There are many reasons you may want or need to file a chapter 13 bankruptcy. The main reasons...
Filing for bankruptcy brings a lot of relief to thousands of Minnesotans each year. When a person...
No matter how much you love your home, when you file bankruptcy a question that likely will pop...
Welcome back to our series of blog posts on the history and philosophy of the economy, bankruptcy,...
Getting behind on your mortgage is an extremely stressful situation. If you are wondering what your...
In a chapter 13 bankruptcy case, a person makes payments towards their debts in a three to five...
Bankruptcy is technically public information. Anyone can see your case, but there are steps that...
Recently, I began writing about a topic that is of interest to me and impacts thousands of...
Medical debt is something that will impact almost every American during their lifetime. It doesn’t...
The housing market is always fluctuating between highs and lows. This makes it difficult for the...
The answer is yes! When I am asked this question, I often respond with another question: Can you...
As a bankruptcy attorney, I hear all of the time I need to file a medical bankruptcy. Typically...
A chapter 13 bankruptcy is an awesome tool that allows people to get rid of most types of debt by...
All year long there are reasons to spend money that may put you over your monthly budget. Whether...
Welcome back to our series of blog posts on the history and philosophy of the economy, bankruptcy,...
You received the dreaded letter, stating “Notice of Intent to Evict”. Instead of panic, you have...
Filing a chapter 7 bankruptcy case allows people who are struggling to pay their debts find...
Chapter 13 bankruptcy can afford a great deal of financial relief for people who are struggling to...
Under section 365 of the Bankruptcy Code, a debtor has a choice of either assuming or rejecting a...
Welcome back to our series of blog posts on the history and philosophy of the economy, bankruptcy,...
A debtor filing for bankruptcy may be able to receive garnished wages back if they were garnished...
Welcome back to our series of blog posts on the history and philosophy of the economy, bankruptcy,...
Automatic payments are very common, whether they are for a vehicle, mortgage, credit cards, or...
Filing a chapter 7 bankruptcy is a great way to provide needed financial relief for Minnesotans...
Bankruptcy is a great way for Minnesotans to get rid of debt. Once a debtor files for bankruptcy,...
Welcome back to our series of blog posts on the history and philosophy of the economy, bankruptcy,...
If a debtor has filed for a Chapter 7 or a Chapter 13 bankruptcy in the past, as a general rule,...
Whether a person files a person files a chapter 13 or chapter 7 bankruptcy case they are afforded a...
A debtor who is financing a vehicle and is planning on filing for bankruptcy, has the option to...
With inflation climbing, everything seems to be increasing. Many of us are seeing the rise in cost...
We all have fears. Some of us has have anxiety levels that are quite low and others quite high....
During a Chapter 7 or a Chapter 13 bankruptcy, judgment liens recorded against a debtor’s property...
A chapter 7 bankruptcy is a great and powerful tool that allows people to get rid of huge amounts...
An individual who files a chapter 13 or chapter 7 personal bankruptcy case is afforded a great deal...
A claim in a bankruptcy case is essentially a creditor’s assertion of the dollar amount that is due...
Welcome back to our series of blog posts on the history and philosophy of the economy, bankruptcy,...
A debtor filing for bankruptcy may choose to keep a credit card. When filing for bankruptcy, all of...
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