The Minnesota Bankruptcy Clients Biggest Regret

Posted by Wesley Scott on April 15, 2019 at 4:57 PM
Wesley Scott

biggest-bankruptcy-regrets-in-minnesotaOne thing we hear almost daily from our clients is how they wish they would have filed for bankruptcy sooner. They wish they would have pushed aside all of their preconceived ideas about filing and the negative stigmas and gone with their gut.

So –what is holding you back?

Is it the connotation of a bankruptcy?

Many people put off filing because they feel it will affect how others perceive them. While bankruptcy is public record, unless someone is digging through those dusty court files, your bankruptcy isn’t going to come to light. And if it does, it rarely comes with the judgmental stares people believe it will because, odds are, many people that you know have filed or they know someone who filed. It’s a ridiculous misconception that bankruptcies are few and far between. There is nothing to be ashamed of!

Are you worried about losing your house or your car by filing bankruptcy?

The fact of the matter is that the majority of Minnesotans who file for bankruptcy keep their house and don’t lose any assets either. This is regardless of which Chapter you file – Chapter 7 or Chapter 13.

Do you believe that you cannot afford to file for bankruptcy?

You’ve probably heard of how expensive attorney fees can be –no matter what the attorney practices. Most attorney’s bill hundreds of dollars an hour. Kain & Scott offers affordable services. Zero down on attorney fees and the option for a reasonable payment plan with a promissory note. We file your case for $375 for a Chapter 7 or $350 for a Chapter 13 and your attorney fees don’t start until after your case has been filed. Unlike other firms, the file fee includes your credit counseling courses and your credit report!

So –why are you still waiting to file? Don’t let anything keep holding you back.

Still have doubts? Request a free, no obligation bankruptcy consultation at www.kainscott.com to discuss them with MN’S NICEST attorneys!

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