How Much Does Filing for Bankruptcy in Minnesota Cost?

Posted by Kelsey Quarberg on January 30, 2018 at 3:50 PM
Kelsey Quarberg

bankrupcty costs in Minnesota.jpgYou may have heard or seen advertisements claiming that this firm or that firm offers low-cost bankruptcy filing. But do you know what that advertised “low price” will actually cost you?

Some Minnesota law firms trick consumers into hiring them for bankruptcy cases by promising a low cost, without warning the potential client that their advertised price doesn’t include the time your attorney spent on your case (billable hours) or other costs, like filing fees.

Worse, some of these “low cost” firms don’t specialize in Minnesota bankruptcy; their inexperience can lead to costly mistakes during your case that can prevent all or some of your debt from being discharged.

If you’re considering filing for bankruptcy in Minnesota, make sure you know the true price you will pay; with affordable flat-rate fees and no hidden costs, Kain & Scott makes filing for bankruptcy in Minnesota simple and cost-effective. And, at Kain & Scott, we specialize in Minnesota bankruptcy so you never have to worry about your bankruptcy being denied because of errors.

To find out more about the true cost of bankruptcy and how filing for Chapter 7 or Chapter 13 bankruptcy with Minnesota’s oldest bankruptcy law firm, Kain & Scott, can save you money, read on!

An example of the true cost of bankruptcy

To illustrate how you may be tricked into paying much more for your bankruptcy than you think, consider the following example. Smith & Jones Law Firm advertises that you can eliminate your debt for $399. After hiring the law firm to complete your bankruptcy, you are surprised by several bills in the mail from your attorneys, totaling several thousand dollars. When you call to ask what the bill is for, you learn that the “price” of bankruptcy—in this fictitious example, $399—doesn’t cover filing fees, court costs, administrative expenses, or the charges for the time your attorney spent on your case.

Suddenly, your “cheap” bankruptcy has become another huge bill you can’t afford.

You decide to continue with Smith & Jones and, after your bankruptcy case is discharged, you discover that only a portion of your eligible debt has been forgiven: Smith & Jones, it turns out, doesn’t specialize in bankruptcy and due to their inexperience, has stuck you with thousands of dollars of your original debt, plus the hidden costs and fees they billed you for.

What a mess!

Save money on your bankruptcy with Kain & Scott

At Kain & Scott, our priority is to provide exceptional and affordable bankruptcy services to all of our Minnesota clients. To that end, we offer our Minnesota clients several ways to save money on their bankruptcy, without sacrificing the quality of representation we provide.

First, we won’t charge you anything to meet with us and find out whether you qualify for bankruptcy: with our free initial consultation, you can get the information you need without any cost to you. And thanks to our innovative remote bankruptcy filing, you can have your free initial bankruptcy consultation from the comfort of your own home; by working around your schedule, we can help you eliminate your debt without taking time off work or hiring a babysitter.

We also won’t ever charge you with hidden fees or costs. At Kain & Scott, we believe in cost transparency and offer all our services for one flat-rate fee.

But that’s not all – did you know that with other law firms, after your debt is discharged it’s up to you to repair your credit? Without a solid credit score, you will be unable to obtain financing for the things your family needs or will only be able to get credit with high interest rates. But, with Kain & Scott, we offer our clients a Free 90 Day Credit Repair Program designed to give you the tools you need to repair your credit fast.

Trust the experienced bankruptcy experts at Kain & Scott

For the past 50 years, we have been providing Minnesota residents just like you with fast and easy debts discharge with Chapter 7 or Chapter 13 bankruptcy. For our Chapter 7 clients, your debts can be discharged in a few short months from filing, while Chapter 13 clients will be able to repay a portion of their debt over a 3 to 5 year repayment period.

Contact us today for your free initial at-home consultation

If you’re ready to file bankruptcy with a firm that offers affordable solutions to your outstanding debt, contact us online today at to schedule your free initial consultation either by telephone, Skype, or Facetime.

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Kain & Scott, P.A.
211 4th Street South
Brainerd, MN 56401

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Topics: Debt, File Bankruptcy, MN Bankruptcy, bankruptcy in minnesota