St. Cloud Bankruptcy – How to File Chapter 7 with Kain & Scott

Posted by William Kain on November 15, 2017 at 11:40 AM
William Kain

do not diy your chapter 7 bankruptcy.jpgIn the age of YouTube tutorials and do-it-yourself blogs, it’s now easier than ever to find “how to” information online. From building furniture, to fixing a leaky faucet, to how to prepare a perfect child’s birthday cake, “how to” videos and tutorials empower the average layperson to expand their knowledge base and become more self-sufficient.

Why You Shouldn't DIY Your Chapter 7 Bankruptcy

When it comes to filing a Chapter 7 bankruptcy in St. Cloud, Minnesota, however, a do-it-yourself approach could have disastrous consequences. Chapter 7 bankruptcy, also known as the “fresh start” bankruptcy, can be difficult to file on your own: unlike a do-it-yourself project, you can’t simply add another coat of paint or start again if you make any mistakes. Mistakes on your petition can be costly and can even prevent your debts from being discharged. And, unfortunately, a three-minute video online is not going to be sufficient enough to ensure that your St. Cloud bankruptcy will be approved by the court and your debts will be discharged.

If you think a St. Cloud bankruptcy is right for you, you have options for filing. You can file for Chapter 7 by yourself and spend hours researching the law, gathering your information, speaking to creditors, filling out the paperwork and filing your petition. Or, you could hire the first St. Cloud bankruptcy attorney you stumble across online, and hope that they have the knowledge and experience to get your debts discharged and don’t charge you an arm and a leg for their services.

Or, you could file your St. Cloud bankruptcy with Minnesota’s oldest bankruptcy law firm, Kain & Scott. Our fast, easy, and affordable Chapter 7 bankruptcy services can erase your debt and repair your credit in as little as 90 days! For more information on our quick and easy 5-step bankruptcy process and FREE 90 Day Credit Repair Program, read on!

Our quick and easy 5-step St. Cloud bankruptcy process

With Kain & Scott, St. Cloud, Minnesota residents can achieve financial freedom in 5 easy steps:

  1. Set up your free initial consultation via Phone, Skype or Facetime
  2. Meet with our friendly staff to review and sign your bankruptcy petition via Skype, phone or Facetime
  3. Attend a 341 meeting near you with one of our assistant lawyers
  4. Sit back, relax, and wait for your discharge
  5. Boost your credit score with our FREE 90 Day Credit Repair Program 

For 50 years, our team of bankruptcy specialists have been helping Minnesota residents discover comprehensive solutions to their debt through Chapter 7 bankruptcy. Other law firms advertise that they are a Chapter 7 bankruptcy law firm; without the real-world experience of helping clients erase their debts, these firms may not provide you with the best Chapter 7 bankruptcy representation. At Kain & Scott, we don’t just file a couple Chapter 7 bankruptcy cases a year like other firms; we don’t just do bankruptcy, bankruptcy is all we do!

But that’s not all! At Kain & Scott, we know that our St. Cloud clients want a fast and easy bankruptcy solution: that’s why we save you time and money by offering free initial consultations, petition filing from the comfort of your own home, and faster debt discharge than other law firms.

By filing for Chapter 7 in St. Cloud, you can eliminate your unsecured debt fast – typically, our clients unsecured debts are discharged in 90-120 days from filing. And, with our team of bankruptcy specialists, you never have to worry about going it alone; from the first free initial consultation to our FREE 90 Day Credit Repair Program, the bankruptcy law firm Kain & Scott provide advice, guidance, and experienced representation on every step of your journey towards financial freedom.

Fast, affordable, and easy Chapter 7 St. Cloud bankruptcy with Kain & Scott

Don’t waste another day being in debt. Our Chapter 7 bankruptcy lawyers are ready to help you take back control from the creditors who harass you day and night and the anxiety you feel when another bill comes in the mail. From the moment you file for Chapter 7 bankruptcy, your creditors can no longer contact you: the peace and quiet you’ll get from filing is almost as good as erasing your debt once and for all!

If you’re a St. Cloud resident who is ready to erase your debts and repair your credit, contact us today to schedule your free initial consultation. Whether by phone, Skype, or Facetime, our bankruptcy specialists will complete your paperwork and file your petition within days, so you can put your debt behind you and focus on your bright financial future! For more information on our services, including our FREE 90 Day Credit Repair Program, visit us online at

Find out what to expect during your  Free Bankruptcy Consultation  You will see that it's not as scary as you think Download our Free eBook

Topics: Chapter 7, Chapter 7 Bankruptcy