Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

You can search for specific topics or just click around. If you can't find what you're looking for here or in our FAQs please Send Us A Message

Limit Your Financial Stress During the Holidays

Posted by William Kain on December 10

The holidays are a time for parties and gift-giving, as well as travel or hosting out-of-town family and friends. It feels good to find the perfect gift for each loved one or to put out a gorgeous spread for a holiday party, however, increasing credit card balances can be in the back of your head, causing you constant stress during the season that should be joyful. The good news is that the holidays don’t have to be stressful if you follow some simple tips for holiday spending.

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Why You Should Have an Attorney Complete Your Bankruptcy Petition

Posted by William Kain on December 5

The bills are piling up, and creditors are knocking at your door, so you’ve decided to file for bankruptcy. Because you’re already in a financially difficult situation, you don’t want to take on more debt, and you’ve heard that attorneys are expensive. As a result, you’ve decided to file your bankruptcy petition on your own, which is referred to as proceeding “pro se.” You’ve started filling out the forms and assembling the documents, and the process seems pretty straightforward. While it’s true that you don’t have to have an attorney handle your bankruptcy case, very few pro se bankruptcies are successfully completed. In this post, we’d like to discuss how an experienced bankruptcy attorney can be a tremendous help.

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(Video) Why Hire The St Cloud Bankruptcy Lawyers At Kain & Scott

Posted by Wesley Scott on May 24

Kain & Scott is St Cloud, Minnesota’s highest google reviewed Bankruptcy Law Firm, St Cloud, Minnesota’s largest bankruptcy ONLY law firm, St Cloud, Minnesota's oldest Bankruptcy Law Firm and St Cloud, Minnesot'a only Bankruptcy Law Firm to help Minnesotan's get debt free and repair their credit using our exclusive FREE 90 Day Credit Repair Program. Exciting? We think so!

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Posted by Wesley Scott on March 1

It can happen to any one of us. One catastrophe can happen after another. You might have started a business 10 years ago that failed miserably right? That caused the first bankruptcy. 5 years ago you might have been diagnosed with brain cancer. While you beat it, the illness left you with an insurmountable pile of medical debt. That led to the 2nd bankruptcy… Now what?

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(Video) 2 Things All St Cloud Minnesota Bankruptcy Clients Should Know

Posted by Wesley Scott on February 12

Filing Bankruptcy in St Cloud is about getting your life back sooner than later. Any delay in getting your life back means that your family is drowning in debt when there are life jackets back at the cabin that could have been used to save your life! We know how humbling the “b” word can be. We respect the courage and anxiety it takes for to reach out for help. There are 2 things that every St Cloud Minnesota Bankruptcy client must know.

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(Video) How Do I Know If I Should File Chapter 7 Bankruptcy In St Cloud, MN?

Posted by Wesley Scott on January 3

It’s a simple question isn’t it? I mean how do you really know if you should stop paying your bills and push the reset button? You will hear so many financial “gurus” tell you to try and avoid bankruptcy. I think these people are nuts. In fact, I would tell to you to err on the side of filing Chapter 7 Bankruptcy and getting your life back. Why? Simple. Life is short. Do you want to be bogged down in debt for eternity with crappy credit anyway or do you want to live for the future, know you can pay your bills on time, and seek a new life?

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(Video) Can Bankruptcy Clear Medical Debt In St Cloud, Minnesota?

Posted by Wesley Scott on January 2

There is nothing worse than medical debt. Why? Because it is so unpredictable and uncontrollable. It’s one thing to have to go through a surgery or awful illness but it is even worse when you sit back, hopefully healthy again, and receive all of the medical bills from the illness or surgery.

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(Video) Are Bankruptcy Filings Published In The St Cloud, MN Newspaper?

Posted by Wesley Scott on December 26

One of the common concerns that our Minnesota guests have is will my bankruptcy be published in the St Cloud, MN newspaper? I get this. When you are knee deep in debt you feel like a loser- you don’t want anyone else knowing what you are going through lest they judge you, right?

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