Fees to Consider When Filing Chapter 7 Bankruptcy in Duluth, MN

Posted by Wesley Scott on October 30, 2019 at 10:27 AM
Wesley Scott

First of all, you should be proud of yourself for making the decision to get your life back. At Kain & Scott, we know bankrupcty costs in Minnesotathis decision is not easy to make. But do you know what all of our former clients tell us? Their only regret is that they didn’t file sooner! So congratulations for making that decision, you will not regret it. Now how much are the fees to file Chapter 7 Bankruptcy in Duluth, Minnesota? 

As you can imagine firms differ in how much they charge and how they take their fees. Here is how it works at Kain & Scott. The attorney fee to file a Chapter 7 Bankruptcy is $1,600.00 if you pay the fee in full along with the costs to file ($375.00—that includes the filing fee, credit counseling, debt management class, and asset and credit reports). So, the total fee is $1,975.00 if paid in advance of us filing your case.

If you want to make payments on our fees, the fee is $2,000.00 (interest-free) and payable at $100/$200 per month. If you choose this route, you will be required to have someone sign a third party guarantee for the $2,000.00 in fees. Plus, you must pay the costs before we can file your case. Remember the costs are $375.00. So you pay $375.00 down and the attorney fees can be paid at $100/$200 per month interest-free! Why is the fee higher if you make payments to us? Because we have the added expense of having to hire people to collect the payments. It’s not because of interest because there is no interest in the $2,000.00.

What do you get for this? You get the experience of the LARGEST bankruptcy law firm in Minnesota with no worksheets to fill out and the use of our Kain & Scott FREE 90-Day Credit Repair Program (a $3,250.00 value for FREE!). You get an in-house credit repair specialist, free judgment removal (you pay only costs—no attorney fees), a professional’s list of people who can help you with auto and home financing, plus a course to give you tricks to getting better financing terms after bankruptcy. 


When the time is right, or when you are ready, reach out to Minnesota’s LARGEST bankruptcy law firm at www.kainscott.com. You will be so happy you did!


Topics: Chapter 7, File Bankruptcy